Barkah, T. and Yuniarti, R. 2025. Pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) dan Non-Performing Loan (NPL) Terhadap Return on Assets (ROA). Journal of Accounting and Finance Management. 6, 3 (Jul. 2025), 941–948. DOI:https://doi.org/10.38035/jafm.v6i3.2132.