SURJADI, Merna; B.P. SIMANDJUNTAK, Johanes; WHITTLELIANG HAKKI, Tandry; ROSEWITA, Bella. Factors That Influence the Improvement of Financial Performance of MSMEs With Religiosity and Financial Technology as Moderation. Journal of Accounting and Finance Management, [S. l.], v. 6, n. 4, p. 1853–1864, 2025. DOI: 10.38035/jafm.v6i4.2336. Disponível em: https://dinastires.org/JAFM/article/view/2336. Acesso em: 19 sep. 2025.