NUGRAHA, Ega; YUDI MAHADIANTO, Moh. The Effect of Financial Literacy, Security and Accounting Information System Quality on QRIS Usage Decision among MSMEs in Cirebon Regency. Journal of Accounting and Finance Management, [S. l.], v. 7, n. 2, p. 306–318, 2026. DOI: 10.38035/jafm.v7i2.3206. Disponível em: https://dinastires.org/JAFM/article/view/3206. Acesso em: 19 may. 2026.