WIBOWO, Dedi; HARIRI BAKRI, Mohammed. Understanding Islamic Financial Technology Adoptin in Indonesia: The Integration of Utaut, Es-Qual, and Religiosity. Journal of Accounting and Finance Management, [S. l.], v. 5, n. 3, p. 230–247, 2024. DOI: 10.38035/jafm.v5i3.580. Disponível em: https://dinastires.org/JAFM/article/view/580. Acesso em: 19 sep. 2024.