Yanti, Lutvi, Alya Nuramelia, Hilda Ridayanti, and Ida Rosnidah. 2025. “The Effect of Financial Literacy, Risk of Use and Benefit on Interest in Transactions Using QRIS in Generation Z”. Journal of Accounting and Finance Management 6 (1):423-32. https://doi.org/10.38035/jafm.v6i1.1751.