Haryani, Tri, Azmi Fitriati, Iwan Fakhruddin, and Dwi Winarni. 2026. “Penggunaan E-Wallet Bagi Generasi Z: Peran Perceived Ease of Use Dan Social Influence”. Journal of Accounting and Finance Management 6 (6):3191-3207. https://doi.org/10.38035/jafm.v6i6.2954.