Barkah, T. and Yuniarti, R. (2025) “Pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) dan Non-Performing Loan (NPL) Terhadap Return on Assets (ROA)”, Journal of Accounting and Finance Management, 6(3), pp. 941–948. doi: 10.38035/jafm.v6i3.2132.