D. Ulima Nathania Tamba, M. Benny Alexandri, and F. Fauzan, “The Effect Of Non Performing Loan (NPL) On Earning Per share (EPS), Return On Investment (ROI), And Rate Of Return (ROR) In BUMN Banks Listed On The Indonesia Stock Exchange (IDX) From 2013-2022”, JAFM, vol. 5, no. 3, pp. 206–218, Jul. 2024.