Sandi Asmoro, Aprianto, and Sriyono Sriyono. “Peran Machine Learning Dalam Pengambilan Keputusan Manajerial Di Industri Fintech: Studi Kasus Pada Perusahaan Startup”. Journal of Accounting and Finance Management, vol. 6, no. 3, July 2025, pp. 997-1003, doi:10.38035/jafm.v6i3.2041.