Barkah, Taufik, and Rita Yuniarti. “Pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) Dan Non-Performing Loan (NPL) Terhadap Return on Assets (ROA)”. Journal of Accounting and Finance Management, vol. 6, no. 3, July 2025, pp. 941-8, doi:10.38035/jafm.v6i3.2132.