Fitriana, D. .; Wijanarko, D. S. . Legal Urgence for Registration and Establishment of Legal Fintech Companies Based on Information Technology Authority Regulation Number 77 Pojk.01 2016 Concerning Money-Base Loan Services and Bank Indonesia Regulation Number 19 12 Pbi 2017 Concerning. JLPH 2023, 3, 214-226.