UTAUT Model for Using DANA e-walllet on Economic and Business Student Winaya Mukti University Students

Authors

  • Annisa Fitri Anggraeni Universitas Winaya Mukti, Bandung, Indonesia
  • Yuli Widayanti Universitas Winaya Mukti, Bandung, Indonesia

DOI:

https://doi.org/10.38035/dar.v3i2.3802

Keywords:

Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Conditions, Behavioral Intention, Use Behavior, UTAUT, DANA

Abstract

This study aims to examine the effect of Performance Expectancy, Effort Expectancy, and Social Influence on Behavioral Intention, the effect of Facilitating Conditions on Use Behavior, and the effect of Behavioral Intention on Use Behavior among students of the Faculty of Economics and Business, Universitas Winaya Mukti (FEB Unwim), who use the DANA e-wallet application. This study applies a quantitative approach using the Unified Theory of Acceptance and Use of Technology (UTAUT) model as its theoretical framework and path analysis as the data-analysis technique. Data were collected from 96 respondents through a questionnaire and processed using multiple and simple linear regression with SPSS. The results show that Performance Expectancy and Social Influence have a significant positive effect on Behavioral Intention, while Effort Expectancy has no significant effect. Facilitating Conditions has a significant positive effect on Use Behavior, and Behavioral Intention also has a significant positive effect on Use Behavior. Social Influence was found to be the most dominant factor shaping Behavioral Intention toward the use of DANA.

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Published

2026-08-22

How to Cite

Anggraeni , A. F., & Widayanti, Y. (2026). UTAUT Model for Using DANA e-walllet on Economic and Business Student Winaya Mukti University Students. Dinasti Accounting Review, 3(2), 84–92. https://doi.org/10.38035/dar.v3i2.3802

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