A Legal Analysis of Simple Verification and Legal Protection for Concurrent Creditors in the Bankruptcy of a Developer (A Case Study of Decision No. 20/Pdt.Sus-Pailit/2022/PN.Niaga.Smg)
DOI:
https://doi.org/10.38035/jlph.v6i1.2479Keywords:
Bankruptcy, Developer, Simple Evidence.Abstract
Bankruptcy is a legal mechanism that provides certainty for creditors when debtors are no longer able to fulfill their payment obligations. This study aims to analyze the legal steps that creditors can take against debtors who are in default based on the Cooperation Agreement Deed, as well as to examine the judge's considerations in deciding bankruptcy cases in the Semarang District Court Decision No. 20/Pdt.Sus-Pailit/2022/PN.Niaga.Smg in accordance with Law Number 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations. The research method used is normative juridical with a constitutional and case approach. The results of the study indicate that the bankruptcy petition was granted because the bankruptcy requirements were met, namely the presence of more than one creditor and debts that had matured as regulated in Article 2 paragraph (1) of the PKPU Law. The panel of judges emphasized the principle of pari passu pro rata parte and the application of the principle of simple proof based on Article 8 paragraph (4) of the PKPU Law as the basis for their considerations. In conclusion, the application of the principle of simple proof in bankruptcy cases effectively provides legal certainty while guaranteeing justice for the parties.
References
Ayuningthyas, N. I., & Lestari, A. Y. (2023). Pertimbangan Hukum Hakim dalam Memutuskan Pihak Ketiga Sebagai Pelawan yang Baik dan Benar. Media of Law and Sharia, 4(4), 325-342. https://doi.org/10.18196/mls.v4i4.42
Dewi, Merliana, Yuniar Rahmatiar, dan Muhamad Abas. (2024). “Perlindungan Hukum Dalam Perjanjian Jual Beli Take Over Kredit Perumahan Dibawah Tangan (Studi Putusan Nomor 107/Pdt.G/2021/PN.Kwg), Rewang Rencang: Jurnal Hukum Lex Generalis, 5(9), 1-15. https://ojs.rewangrencang.com/index.php/JHLG/article/view/638
Disemadi, H. S., & Gomes, D. (2021). Perlindungan hukum kreditur konkuren dalam perspektif hukum kepailitan di Indonesia. Jurnal Pendidikan Kewarganegaraan Undiksha, 9(1), 123–130. https://doi.org/10.23887/jpku.v9i1.31436
Fuady, Munir. (2021). Hukum Kepailitan dalam Teori dan Praktik. Bandung: Citra Aditya Bakti.
Handayani. (2022). Analisis Pemenuhan Perlindungan Hak Anak dalam Proses Beracara Pidana Terhadap Anak yang Berkonflik dengan Hukum. Jurnal Ilmu Hukum 1.1 (2022): 32-43. https://www.journal.unrika.ac.id/index.php/JIH/article/view/4713
Jayadi,Hendri. (2021). Buku Ajar Hukum Kepailitan dan Penundaan Kewajiban Pembayaran Utang. Yogyakarta: Publika Global Media.
Munawaroh, Nafiatul. (2025, 5 Maret). “Apa Perbedaan Pailit dan Likuidasi.” Hukum Online. Diakses 7 Agustus 2025 dari https://www.hukumonline.com/klinik/a/apa-perbedaan-%20pailit-dan-likuidasi-lt4bfb70d601097/
Oktavira, Bernadetha Aurelia. (2023, 7 Juni). “Somasi: Pengertian, Dasar Hukum, dan Cara Membuatnya.” Hukum Online. Diakses 22 Agustus 2025 dari https://www.hukumonline.com/klinik/a/cara-membuat-somasi-lt616807e4d69a1/
Oktavira, Bernadetha Aurelia. (2022, 5 Agustus). “2 Syarat Kepailitan dan Pemaparannya.” Hukum Online. Diakses 15 Agustus 2025 dari https://www.hukumonline.com/klinik/a/syarat-kepailitan-cl1266/
Rachmadi, Usman. (2020). Hukum Kepailitan: Teori dan Praktik dalam Prespektif Hukum Bisnis. Jakarta: Sinar Grafika.
Rusli, Tami. (2019). Hukum Kepailitan di Indonesia. Lampung: Universitas Bandar Lampung.
Saputra, M. Reza & Nabila Hilyatunisa. (2025). Redefining Executive Power: Evolution of Presidential and Vice Presidential Roles in Indonesia’s Post-Amendment Con-stitutional System. LITERACY : International Scientific Journals of Social, Education, Humanities, 4(2), 440–451. https://doi.org/10.56910/literacy.v4i2.2697
Sjahdeini, S. R. (2010). Hukum Kepailitan: Memahami UU No. 37 Tahun 2004 terkait Kepailitan dan Penundaan Keharusan pelunasan utang. Jakarta: Pustaka Utama Grafiti.
Sudiarto. (2022). Pengantar Hukum Kepailitan Indonesia. Mataram: Mataram University Press.
Supramono, G. (2013). Kesepakatan Utang Piutang. Jakarta: Kencana.
Syafri Bahtra Holle, Muhammad; Adam, Sherly; & Lewerissa, Yanti Amelia. (2025). “Penilaian Hukum Hakim dalam Putusan Perkara Tindak Pidana Penganiayaan.” Syntax Literate: Jurnal Ilmiah Indonesia, 10(4), 4197–4198. https://doi.org/10.36418/syntax-literate.v10i4.58207
Wiraguna, S. A. (2024). Metode normatif dan empiris dalam penelitian hukum: Studi eksploratif di Indonesia. Public Sphere: Jurnal Sosial Politik, Pemerintahan dan Hukum, 3(3); 57-65. https://doi.org/10.59818/jps.v3i3.1390
Yuhelson. (2019). Hukum Kepailitan di Indonesia. Gorontalo: Ideas Publishing. Zainal Asikin, 2022. Hukum Kepailitan, Yogyakarta: CV ANDI OFFSET.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Diana Alpiani Safitri, Yuniar Rahmatiar, Muhamad Abas

This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish their manuscripts in this journal agree to the following conditions:
- The copyright on each article belongs to the author(s).
- The author acknowledges that the Journal of Law, Poliitic and Humanities (JLPH) has the right to be the first to publish with a Creative Commons Attribution 4.0 International license (Attribution 4.0 International (CC BY 4.0).
- Authors can submit articles separately, arrange for the non-exclusive distribution of manuscripts that have been published in this journal into other versions (e.g., sent to the author's institutional repository, publication into books, etc.), by acknowledging that the manuscript has been published for the first time in the Journal of Law, Poliitic and Humanities (JLPH).